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HOME > DOS AND DONTS

Some of the DOs and DON’Ts of travel insurance
 

Do make sure you take out your insurance before you travel. It can be very difficult to arrange once your holiday has started. Normally, insurers will not grant cover once a journey has commenced, leaving you exposed to a significant financial risk and a delay in the assistance you may desperately need.

 

Do ensure that you take all documentation for your travel policy with you on holiday, especially the emergency assistance telephone number. You won’t be able to participate in our walks or sightseeing without producing your policy to our holiday  leader. On Cruise & Walk holidays you won't be able to board your cruise ship without evidence of adequate insurance!

 

Do make sure that you have disclosed any pre-existing medical conditions to your insurer when you take out the policy (including yourself and your dependent family).

 

Do be aware that a ‘low cost’ policy may not provide a level of cover you require; often ‘low cost’ means ‘low cover ’ and a less-than-reassuring service when you most need it! Some insurers exclude 'walking activities' or walking with a guide of any description and impose unrealistically low altitude limits.

 

Always carry your EHIC within Europe and check that it is current.  Although an EHIC is no substitute for effective travel insurance, many insurers require that you use your EHIC where appropriate.

 

  

 

Don’t think that buying travel insurance is an unnecessary extra expense on top of your holiday cost. At worst it can help you get the assistance you need – at best it could help save your life.

 

Don’t rely on your credit card cover – normally this only provides cover for accidents and excludes important features such as medical or cancellation cover, mountain rescue or repatriation.

Read more about Ramblers Worldwide Holidays Travel Insurance >

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